A few years ago, approaching the end of our salaried career, and
bullied strongly advised by our eldest daughter, we consulted a very nice young man who advised us how to manage our money in retirement – which we hope will be long and healthy. We did as he advised and felt very smug. Five years on we have become somewhat lax – take the time, on a whim, we drove a 140 mile round trip to visit Chococo in Swanage.
We’ve had some big spends of late, including the new wet room, and given our income won’t increase dramatically for the rest of our lives, we clearly need to pull in our belts.
At the end of last week, the issue came to a head when we received the bill for our car’s MOT, service and subsequent, necessary repairs. “Six hundred and fifty nine pounds”, the service assistant said, without batting and eyelid. “Anything nice planned for this weekend?” she continued airily. “Well” said I, “we were going to a Polo match on Sunday but we’re going to have to sell the polo pony to pay the workshop bill!”. She laughed. I didn’t.
In fact, we’re neither selling the nonexistent polo pony nor did we cancel the weekend’s social events. There are however some small changes which will reduce our spending and may even help claw back some cash. For example, off to the supermarket with new resolve, I can’t tell you how chuffed I was when I worked out the saving if I buy bottles of laundry liquid rather than the little squashy emerald tabs I’ve become accustomed to! Obviously I knew it would be cheaper but not that much cheaper.
On the other hand I magnanimously volunteered to make the desserts for the big Polo picnic, so what I saved on laundry liquid, I spent on dessert ingredients including those for David Lebovitz’ salted caramel cream cheese brownies (which were much more delicious than they look).
Oh well, you win some, you loose some!